Get working capital that aligns with your operating cycle—no collateral blankets, no fixed debt, just profit-sharing structures that scale with your growth.
Unlike traditional loans that dump capital on your balance sheet with immediate repayment obligations, Pilgrim structures capital around your specific operating cycle. We fund the exact activities that turn orders into collections—procurement, production, logistics, and compliance.
This means capital arrives when you need it (before production starts) and returns come from the revenue generated by that specific batch or order. Your working capital finally matches your working reality.
Capital is released in tranches tied to documented milestones in your production and delivery process. Received raw materials? Next tranche releases. Completed QA inspection? Next funding unlocks. This disciplined approach keeps operations on track while ensuring funds are used as intended.
Milestones are agreed upfront and customized to your business—whether you're processing agricultural commodities, manufacturing packaged goods, or fulfilling export orders. We work with your existing processes, not against them.
Traditional bank loans require blanket liens on all your assets and heavy collateral requirements that limit your operational flexibility. Pilgrim's participation-based model focuses on the specific assets and inventory funded by our capital—not your entire balance sheet.
You maintain control of your business while accessing the working capital you need. No personal guarantees on your house. No pledging equipment unrelated to the funded activity. Just clean, scoped capital deployment.
No hidden fees, no confusing terms buried in legal documents, no surprise costs. Every profit-sharing agreement clearly defines: (1) What activities are funded, (2) How profit is calculated, (3) What percentage goes to each party, (4) When settlements occur.
The formulas are transparent and agreed upfront. You know exactly what you'll owe based on your actual performance—not arbitrary interest rates compounding regardless of how your business performs.
Because we share in your profits rather than charging fixed interest, we're truly aligned with your success. If you have a great quarter and margins improve, we benefit together. If market conditions are tough and profits are thin, we share that reality too.
This creates a partnership dynamic. We provide capital, guidance, and accountability because your success is our success. We help you optimize operations, improve margins, and build sustainable growth—not just extract fees regardless of outcomes.
Access the working capital you need to take on larger orders, expand production capacity, and enter new markets—without diluting equity or taking on crushing debt obligations. Our flexible structures scale with your business.
Beyond capital, you gain a partner with deep emerging market experience, supply chain expertise, and a network of relationships. We've seen what works and what doesn't—let us help you avoid costly mistakes and accelerate growth.
We're not here for a single transaction. Once we establish a relationship and see your operating model work, we're committed to supporting you across multiple cycles—seasonal variations, market fluctuations, and growth phases.
As your business scales, our capital scales with you. Need to 2x production for a major export contract? We're ready. Expanding to a new geography? We'll be there. Building long-term relationships means we grow together.
Tell us about your business and funding needs. We typically respond within 48 hours.